Insurance Basics
Insurance Principles
Policy Structure
Provisions Common to Property Policies
Contracts
Elements of a Legal Contract
Distinct Characteristics of an Insurance Agreement
Ten Rules for Interpreting policies
Property Coverages
Dwelling and Contents
Building and personal Property
Time Element/Loss of Use
Additional and Extended Coverages
Selected Endorsements
Causes of Loss
All Risks vs. Named Perils
Analysis of Specific Perils
Court Cases
Adjusting Losses
Duties After a Loss
Determining Value and Loss
Apportionment of Losses
Coverage Problems
Negotiation and Settlement
Subrogation/Dispute Resolution
Investigation
Theft/Fraud Indicators
Photos & Diagrams
Projects
Workshops on Coverage
Loss Scenarios
Testing and Evaluation
Reporting
Documentation of Events
Captioned Reports
Statement of Loss Format
Good Faith Claims Handling
Avoiding Bad Faith
Structural Estimating Introduction
Definitions, Estimating, Scoping
Diagramming, Trades, Tools
Rough Carpentry
Floors, Walls, Roofs
Interior
Plaster, Drywall, Ceilings, Paneling
Millwork
Stairs, Trim, Cabinets, Countertops
Doors, Windows, Glass
Types and Materials
Flooring
Wood, Tile, Vinyl, Carpet
Decorating
Paint, Wallpaper
Restoration, Deodorizing
Exterior
Siding, Trim, Soffits
Guttering, Fences
Roofing
Roof Styles, Materials
Measurements
Masonry
Concrete, Block, Brick
Chimneys, Stucco
HVAC
Types, Insulation, Ductwork
Plumbing
Rough and Finish
Water Heaters
Supply, Containment, Drain
Electrical
Service, Fixtures
Damages
Estimating exercises that cover damages resulting from fire, water, wind, hail, hurricanes, collision and ensuing losses, including mold.
This course uses the latest versions of:
M&SB™
PowerClaim™
Simsol™
Xactimate™