The Casualty Adjusting course teaches the principles of Law and Legal Liability, Automobile and General Liability principles with emphasis on the Personal Auto Policy and Commercial General Liability coverages.
Updated with the latest editions of the ISO ™ policy forms for the Personal Auto Policy, Commercial General Liability Policy, Garage Policy and Homeowners Section II and Aircraft Policy. Expanded emphasis on statement taking exercises and significant case law review. The Casualty Adjusting course teaches the principles of Law and Legal Liability, Automobile and General Liability principles with emphasis on the Personal Auto Policy and Commercial General Liability coverages. Actual cases are studied to enhance the student’s ability to apply principles to practical applications.
This course takes the student beyond the textbook lecture experience. The many workshops and case studies build confidence and skills and provide a basis for effective, professional quality claims handling.
Upon successful completion of this course, the student should have the skills necessary to evaluate coverage, investigate the claim, determine legal liability, and execute proper resolution for casualty claims.
Continuing Education Units:
This course may be available for Continuing Education credits, please contact Vale for details.
Entry-Level adjusters for insurance carriers, third party administrators and self-insured companies who are assigned casualty losses.
Supervisors and managers who require a basic understanding of casualty claims handling.
Current claims adjusters who need more knowledge of casualty claims adjusting.
Independent adjusters who need training in casualty claims adjusting techniques.
Introduction to Insurance
Lines of Insurance
Review of Carriers, Policies, Regulations
Understanding Medical, Legal and Insurance Terms
Principles of Law
Common and Statute Law
State and Federal Court Systems
Litigation – Practice and Procedure
Case Law and References
Aircraft and Garage Policies
Introduction to Coverages
Why We Take Statements
Techniques and Guides
Automobile Liability and Coverage
Principles, Concepts, Negligence
Review in Detail the personal Auto Policy
No-Fault Coverages (auto reparations)
UM, Med Pay, Physical Damage
Business Auto Policy
Principles of Legal Liability
Tort vs. Contract Law
Comparative vs. Contributory Negligence
Law of Contracts
Workshop and Case Study
Auto Physical Damage Claims
Diminished Value and GAP Insurance
CGL Coverage – Occurrence/Claims Made Policies
Premises and Products Liability
E & O Coverages
Review in Detail the CPL Policy
Analyze Case Studies
Good Faith Claims Handling
Ethics, Documentation and Professionalism
Unfair/Fair Claims Practices
Measures of Damage, Admissibility
Collateral Source Rules
Latest Trends in Case law
Evaluation and Settlement
Reserves and Statistics
Facts, Law, Evidence, Injury or Damage
Settlement Values, Techniques
Negotiating – Insureds, Claimants, Attorneys
Dealing with Attorneys
Pre-course study material to familiarize the student with insurance, legal and medical terms. Statement-taking exercises to build interviewing skills.