Commercial Adjusting

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Course information



1 week

The first half of the course is an analysis of the CP policy including the Building and Personal Property Coverage forms, the Insuring Agreement, Covered Causes of Loss forms, Conditions and other coverage forms. Selected endorsements are reviewed.

The second half of the course analyzes the Business Income endorsement and teaches basic concepts of determining the business income loss.

Workshops and coverage scenarios are used to illustrate key points and practical applications. Real-life claims give the coverage assignments a hands-on experience that benefits the confidence of the student to handle commercial property claims.

At the conclusion of the course students will be able to read and apply ISO™ commercial property coverages. They will be able to understand a profit and loss statement, determine the necessary documents needed to support a Business Income loss and calculate the payment for limited Business Income losses.

Vale Training Solutions offers Continuing Education for this course at a charge of $2.00 per credit hour.  Please see the state listing below for available CE credits.

Continuing Education Units:

Texas 29 hours
Delaware 29 hours
Mississippi 29 hours
Indiana 28 hours
Georgia 29 hours
Oklahoma 2 hours
North Carolina 6 hours

Canada | Manitoba 12 hours
Canada | British Columbia 8 hours


This one-week course is designed for the property adjuster who needs a working knowledge of ISO’s™ Commercial Property and Business Owners policies including the Business Income coverages, and needs to learn to calculate business income losses.




Commercial Policy Forms 
Building and Personal Property Forms 
Cause of Loss Forms 

Business Owners
Coverage Form 

Business Income
Definitions and Terms 
Net Income/Gross Earnings 
Profit and Loss Statements 
Calculations and Expense Charts 

Case Studies/Workshops
Coverage and Claim Projects 
BI Application Scenarios 

Reference CD
Debris Removal Calculator 
Other Insurance Calculator 
Inflation Calculator 
Valuation Calculator

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